{"id":32003,"date":"2024-10-28T15:29:26","date_gmt":"2024-10-28T11:29:26","guid":{"rendered":"https:\/\/cue.edu.ge\/?post_type=articles&p=32003"},"modified":"2025-05-21T16:18:32","modified_gmt":"2025-05-21T12:18:32","slug":"dagrovebithi-pensiis-ganvitharebis-gavlena-sapensio-politikaze-saqarthveloshi","status":"publish","type":"articles","link":"https:\/\/cue.edu.ge\/en\/articles\/dagrovebithi-pensiis-ganvitharebis-gavlena-sapensio-politikaze-saqarthveloshi\/","title":{"rendered":"\u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d8\u10d7\u10d8 \u10de\u10d4\u10dc\u10e1\u10d8\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0 \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0\u10d6\u10d4 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8"},"content":{"rendered":"
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\u10d7\u10d0\u10db\u10d8\u10da\u10d0 \u10dc\u10e3\u10ea\u10e3\u10d1\u10d8\u10eb\u10d4<\/strong><\/p>\n

\u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10d8\u10e1 \u10d3\u10dd\u10e5\u10e2\u10dd\u10e0\u10d8, \u10de\u10e0\u10dd\u10e4\u10d4\u10e1\u10dd\u10e0\u10d8, \u10e5\u10e3\u10d7\u10d0\u10d8\u10e1\u10d8\u10e1 \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8<\/p>\n

tamila.nutsubidze@unik.edu.ge<\/a><\/p>\n<\/div>\n

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\u10d0\u10d1\u10e1\u10e2\u10e0\u10d0\u10e5\u10e2\u10d8<\/strong>\u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d8\u10d7\u10d8, \u10e1\u10d0\u10d5\u10d0\u10da\u10d3\u10d4\u10d1\u10e3\u10da\u10dd \u10d3\u10d0 \u10dc\u10d4\u10d1\u10d0\u10e7\u10dd\u10e4\u10da\u10dd\u10d1\u10d8\u10d7\u10d8 \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10e1\u10e5\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0 \u10ee\u10d4\u10da\u10e1 \u10e3\u10ec\u10e7\u10dd\u10d1\u10e1 \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10d0\u10e1\u10d0\u10d9\u10e8\u10d8 \u10db\u10e3\u10e8\u10d0\u10d9\u10d7\u10d0 \u10e4\u10d8\u10dc\u10d0\u10dc\u10e1\u10e3\u10e0\u10d8 \u10e3\u10e1\u10d0\u10e4\u10e0\u10d7\u10ee\u10dd\u10d4\u10d1\u10d8\u10e1 \u10e3\u10d6\u10e0\u10e3\u10dc\u10d5\u10d4\u10da\u10e1\u10d0\u10e7\u10dd\u10e4\u10d0\u10d3 \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc\u10d8 \u10e1\u10d0\u10d8\u10dc\u10d5\u10d4\u10e1\u10e2\u10d8\u10ea\u10d8\u10dd \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10da\u10dd\u10d1\u10d4\u10d1\u10d8\u10e1 \u10d3\u10d0 \u10d3\u10d0\u10dc\u10d0\u10d6\u10dd\u10d2\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0\u10e1 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8. \u10d2\u10e0\u10eb\u10d4\u10da\u10d5\u10d0\u10d3\u10d8\u10d0\u10dc \u10de\u10d4\u10e0\u10e1\u10de\u10d4\u10e5\u10e2\u10d8\u10d5\u10d0\u10e8\u10d8, \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d8\u10d7\u10d8 \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10e1\u10e5\u10d4\u10db\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d0 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10d4\u10d1\u10d4\u10da\u10d8\u10d0 \u10db\u10dd\u10d0\u10ee\u10d3\u10d4\u10dc\u10e1 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd\u10e1 \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0\u10d6\u10d4; \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd\u10e1 \u10e9\u10d0\u10e0\u10d7\u10e3\u10da\u10dd\u10d1\u10d8\u10e1 \u10e0\u10dd\u10da\u10d8 \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0 \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0\u10e8\u10d8 \u10d3\u10d0 \u10db\u10d8\u10e1\u10d8 \u10e1\u10dd\u10ea\u10d8\u10d0\u10da\u10e3\u10e0\u10d8 \u10ee\u10d0\u10e0\u10ef\u10d4\u10d1\u10d8 \u10e8\u10d4\u10e1\u10d0\u10eb\u10da\u10dd\u10d0 \u10e8\u10d4\u10d8\u10ea\u10d5\u10d0\u10da\u10dd\u10e1 \u10d3\u10d4\u10db\u10dd\u10d2\u10e0\u10d0\u10e4\u10d8\u10e3\u10da\u10d8 \u10e2\u10d4\u10dc\u10d3\u10d4\u10dc\u10ea\u10d8\u10d4\u10d1\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10d1\u10d0\u10db\u10d8\u10e1\u10d0\u10d3.<\/p>\n<\/div>\n

\u10e1\u10d0\u10d9\u10d5\u10d0\u10dc\u10eb\u10dd \u10e1\u10d8\u10e2\u10e7\u10d5\u10d4\u10d1\u10d8:<\/strong>\u00a0\u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d8\u10d7\u10d8 \u10de\u10d4\u10dc\u10e1\u10d8\u10d0, \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10e0\u10d4\u10e4\u10dd\u10e0\u10db\u10d0, \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0<\/div>\n
JEL:<\/strong>\u00a0I38<\/div>\n
DOI:<\/strong>\u00a0https:\/\/doi.org\/10.52244\/c.2023.11.14<\/strong><\/a><\/div>\n
\n

\u10ea\u10d8\u10e2\u10d8\u10e0\u10d4\u10d1\u10d8\u10e1\u10d0\u10d7\u10d5\u10d8\u10e1:<\/strong>\u10dc\u10e3\u10ea\u10e3\u10d1\u10d8\u10eb\u10d4 \u00a0\u10d7. (2023) \u10d3\u10d0\u10d2\u10e0\u10dd\u10d5\u10d4\u10d1\u10d8\u10d7\u10d8 \u10de\u10d4\u10dc\u10e1\u10d8\u10d8\u10e1 \u10d2\u10d0\u10dc\u10d5\u10d8\u10d7\u10d0\u10e0\u10d4\u10d1\u10d8\u10e1 \u10d2\u10d0\u10d5\u10da\u10d4\u10dc\u10d0 \u10e1\u10d0\u10de\u10d4\u10dc\u10e1\u10d8\u10dd \u10de\u10dd\u10da\u10d8\u10e2\u10d8\u10d9\u10d0\u10d6\u10d4 \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e8\u10d8. \u10e1\u10d0\u10d4\u10e0\u10d7\u10d0\u10e8\u10dd\u10e0\u10d8\u10e1\u10dd \u10e1\u10d0\u10db\u10d4\u10ea\u10dc\u10d8\u10d4\u10e0\u10dd \u10d9\u10dd\u10dc\u10e4\u10d4\u10e0\u10d4\u10dc\u10ea\u10d8\u10d0\u00a0 \u201e\u10d0\u10d3\u10d0\u10db\u10d8\u10d0\u10dc\u10e3\u10e0\u10d8 \u10d9\u10d0\u10de\u10d8\u10e2\u10d0\u10da\u10d8, \u10d8\u10dc\u10e1\u10e2\u10d8\u10e2\u10e3\u10e2\u10d4\u10d1\u10d8, \u10d4\u10d9\u10dd\u10dc\u10dd\u10db\u10d8\u10d9\u10e3\u10e0\u10d8 \u10d6\u10e0\u10d3\u10d0\u201c. \u10e8\u10e0\u10dd\u10db\u10d4\u10d1\u10d8\u10e1 \u10d9\u10e0\u10d4\u10d1\u10e3\u10da\u10d8. \u10e5\u10e3\u10d7\u10d0\u10d8\u10e1\u10d8\u10e1 \u10e3\u10dc\u10d8\u10d5\u10d4\u10e0\u10e1\u10d8\u10e2\u10d4\u10e2\u10d8. \u10d2\u10d5. 112 – 120. DOI:\u00a0 https:\/\/doi.org\/10.52244\/c.2023.11.14<\/p>\n<\/div>\n

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\u10e1\u10e2\u10d0\u10e2\u10d8\u10d0<\/strong><\/a><\/h4>\n<\/div>\n
\n

\u10d2\u10d0\u10db\u10dd\u10e7\u10d4\u10dc\u10d4\u10d1\u10e3\u10da\u10d8 \u10da\u10d8\u10e2\u10d4\u10e0\u10d0\u10e2\u10e3\u10e0\u10d0:<\/strong><\/p>\n

Asian Development Bank, 2023. \u201cPension Reform Note,\u201d Fiscal Resilience and Social Protection Support Program (Subprogram 2): Report and Recommendation of the President. (Available at: www.adb.org)<\/p>\n

Insurance State Supervision Service of Georgia, 2023. Private Voluntary Pension Insurance and registered Pension Schemes\u2019 Statistics. Available at\u00a0\u10e1\u10e1\u10d8\u10de \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d3\u10d0\u10d6\u10e6\u10d5\u10d4\u10d5\u10d8\u10e1 \u10e1\u10d0\u10ee\u10d4\u10da\u10db\u10ec\u10d8\u10e4\u10dd \u10d6\u10d4\u10d3\u10d0\u10db\u10ee\u10d4\u10d3\u10d5\u10d4\u10da\u10dd\u10d1\u10d8\u10e1 \u10e1\u10d0\u10db\u10e1\u10d0\u10ee\u10e3\u10e0\u10d8 (insurance.gov.ge)<\/a><\/p>\n

Ministry of Economy and Suctainable Development of Georgia, 2016. \u201cPension Reform in Georgia,\u201d the Report of the Government of Georgia, Tbilisi, Georgia<\/p>\n

National Statistics Office of Georgia, 2023. Statistics, Population and Demography; Employment and Wages. Available at:\u00a0Population and Demography – National Statistics Office of Georgia (geostat.ge)<\/a><\/p>\n

Parliament of Georgia, 2023. Draft Law: \u201eOn Voluntary Private Pension.\u201c\u00a0\u201e\u10dc\u10d4\u10d1\u10d0\u10e7\u10dd\u10e4\u10da\u10dd\u10d1\u10d8\u10d7\u10d8 \u10d9\u10d4\u10e0\u10eb\u10dd \u10de\u10d4\u10dc\u10e1\u10d8\u10d8\u10e1 \u10e8\u10d4\u10e1\u10d0\u10ee\u10d4\u10d1\u201c (\u10e0\u10d4\u10d2\u10d8\u10e1\u10e2\u10e0\u10d0\u10ea\u10d8\u10d8\u10e1 \u2116 07-2\/193\/10, \u10d8\u10dc\u10d8\u10ea\u10d8\u10d8\u10e0\u10d4\u10d1\u10e3\u10da\u10d8 \u10d5\u10d0\u10e0\u10d8\u10d0\u10dc\u10e2\u10d8, \u10e1\u10d0\u10e5\u10d0\u10e0\u10d7\u10d5\u10d4\u10da\u10dd\u10e1 \u10d9\u10d0\u10dc\u10dd\u10dc\u10d8\u10e1 \u10de\u10e0\u10dd\u10d4\u10e5\u10e2\u10d8) (parliament.ge)<\/a>\u00a0(\u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10d4\u10dc\u10d0\u10d6\u10d4)<\/p>\n

Pension Agency, 2022. Annual report 2022. Available at:\u00a02022-annual-report.pdf (pensions.ge)<\/a>\u00a0(\u10e5\u10d0\u10e0\u10d7\u10e3\u10da \u10d4\u10dc\u10d0\u10d6\u10d4)<\/p>\n

Rochlitz, Kathrin, 2015. \u201cNet Pension Replacement Rates.\u201d GES-IFO DICE Report 2 \/ June, pp. 70-72, Munich, Germany. Available at:\u00a0Net Pension Replacement Rates (ifo.de)<\/a><\/p>\n

World Bank, 2005.\u00a0Pension Reform Primer: Issues, Challenges, Options and Arguments in Pension Reform.\u00a0World Bank Pension Reform Primer Series. Washington, DC.\u00a0Available at:\u00a0http:\/\/hdl.handle.net\/10986\/11241<\/a><\/p>\n<\/div>\n","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false},"gonisdziebebi":[101],"class_list":["post-32003","articles","type-articles","status-publish","hentry","gonisdziebebi-2023-en"],"acf":[],"_links":{"self":[{"href":"https:\/\/cue.edu.ge\/en\/wp-json\/wp\/v2\/articles\/32003","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cue.edu.ge\/en\/wp-json\/wp\/v2\/articles"}],"about":[{"href":"https:\/\/cue.edu.ge\/en\/wp-json\/wp\/v2\/types\/articles"}],"wp:attachment":[{"href":"https:\/\/cue.edu.ge\/en\/wp-json\/wp\/v2\/media?parent=32003"}],"wp:term":[{"taxonomy":"gonisdziebebi","embeddable":true,"href":"https:\/\/cue.edu.ge\/en\/wp-json\/wp\/v2\/gonisdziebebi?post=32003"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}